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Renovation Loan

Finding the perfect home in today’s competitive market can be difficult. To broaden your options, consider the option of purchasing a fixer-upper and renovating it to match your personal tastes.

Turning a house into your dream home

A renovation home loan combines both the purchase price and the cost of renovation into one mortgage loan. This allows you to get the financing needed to purchase or refinance a property and the funds to make the renovations and/or repairs to the home. Read more about using a renovation mortgage as a strategy in today’s market here. 

Your real estate agent and the sellers of the home will love the fact that all renovation work is done after the transaction closes because there are no repair delays to hold up closing. After you own the home, your contractor will have ample time to complete your renovation exactly the way you want it done. And, your Certainty Renovation team will work with you through the entire process! 

Our dedicated Renovation Specialists will be with you from time of application all the way through completion of your renovation. They will help you find competent, licensed, and insured contractors, get bids, and obtain the necessary information the appraiser will need to complete your “After Improved” appraisal report. You will know what the value of your home will be after it is fully renovated before you close on the transaction.  

Don’t be afraid to buy that fixer-upper because you will have the full support and experience of your Certainty Renovation Team to guide you to a successful result – A home that is exactly what you have dreamed of. 

A Guide to Renovation Loans

Finding the perfect home in today's competitive market can be difficult.  To broaden your options, you can consider the option of purchasing a fixer-upper and renovating it to match your personal tastes.  A renovation loan can turn a house into your dream home!

Combined costs Icon

Combines the purchase price of the home with the cost of the improvements.

Hire professional Icon

Gives you the ability to hire professionals to do the work so you can focus on other things.

Transforms outdated house Icon

Transforms an outdated house into the dream home you’ve always wanted, and often increases the value of it.

Allows sellers to sell a house Icon

Allows sellers to sell a house “as-is” without needing to make repairs or updates on a house they are moving out of.

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Common renovation questions, answered.

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