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Licensing Information

Nationwide Mortgage Licensing System (NMLS) ID #: 2611

Licenses can be verified at:  NMLS Consumer Access

State Licenses

Guaranteed Rate, Inc. D/B/A Certainty Home Lending | 3940 N Ravenswood Chicago, IL 60613 
Corporate Main Office: (972) 599-5510 | NMLS #2611 - Equal Housing Lender
For licensing information go to: www.nmlsconsumeraccess.com. 

Guaranteed Rate, Inc. D/B/A Certainty Home Lending is required to disclose the following license information: 

StateLicense TypeLicense #Disclosure
AlabamaConsumer Credit License21566 Alabama Consumer Credit License No. 21566, NMLS ID# 2611  (www.nmlsconsumeraccess.org)
ArkansasCombination Mortgage Banker-Broker-Servicer License

103947


Arkansas Combination Mortgage Banker-Broker-Servicer License #103947, NMLS ID# 2611  (www.nmlsconsumeraccess.org) 
ColoradoMortgage Company RegistrationNoneColorado Mortgage Company Registration, Regulated by the Division of Real Estate, NMLS ID# 2611 (www.nmlsconsumeraccess.org)
FloridaMortgage Lender LicenseMLD1102
Florida Mortgage Lender License #MLD1102043, NMLS ID# 2611  (www.nmlsconsumeraccess.org) 
GeorgiaResidential Mortgage Lender Licensee20973
Georgia Residential Mortgage Lender Licensee No. 20973, NMLS ID# 2611  (www.nmlsconsumeraccess.org)
KansasMortgage Company LicenseMC.0001530
Kansas Mortgage Company License MC.0001530, NMLS ID# 2611   (www.nmlsconsumeraccess.org)
LouisianaResidential Mortgage Lending License2866Louisiana Residential Mortgage Lending License No. 2866, NMLS ID# 2611  (www.nmlsconsumeraccess.org)
MarylandResidential Mortgage Lending License2611Maryland Mortgage Lender License No. 2611 NMLS ID# 2611  (www.nmlsconsumeraccess.org)
Michigan1st Mortgage Broker/Lender Registrant
2nd Mortgage Broker/Lender Registrant		FR0024251 SR0018847
Michigan 1st Mortgage Broker/Lender Registrant #FR0024251, NMLS ID# 2611  (www.nmlsconsumeraccess.org)
New MexicoMortgage Loan Company License01995
NMLS ID# 2611 (www.nmlsconsumeraccess.org)
North CarolinaMortgage Lender LicenseL-109803
North Carolina Mortgage Lender License No. L-109803, NMLS ID# 2611  (www.nmlsconsumeraccess.org)
OhioOhio RMLA Registration 
RM.804160.000 
NMLS ID# 2611 (www.nmlsconsumeraccess.org) 
OklahomaMortgage Lender LicenseML015173 
Oklahoma Mortgage Lender License No.  ML015173    , NMLS ID# 2611  (www.nmlsconsumeraccess.org)
South CarolinaMortgage Lender/Servicer LicenseMLS - 2611 OTN #4
South Carolina Mortgage Lender/Servicer License No.  MLS - 2611 OTN #4, NMLS ID# 2611  (www.nmlsconsumeraccess.org)
TennesseeTennessee Mortgage License109179
Tennessee Mortgage License #109179 118686, NMLS ID# 2611  (www.nmlsconsumeraccess.org)
TexasMortgage Banker Registration2611Texas Mortgage Banker Registration No. 2611, NMLS ID# 2611  (www.nmlsconsumeraccess.org)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
VirginiaLender License
Broker License		MC-3769
Virginia Lender License #  MC-3769, NMLS ID# 2611  (www.nmlsconsumeraccess.org)


Disclaimers:

  • Guaranteed Rate, Inc. d/b/a Certainty Home Lending NMLS #2611 
  • Information accurate as of 11/7/2022
  • Not all programs are available in all areas. Program restrictions apply. All rights reserved.
  • This is not an offer for extension of credit or a commitment to lend.
  • Not all branches are licensed in every state; please contact your local office to determine eligibility.
  • All loan programs are subject to Guaranteed Rate, Inc DBA Certainty Home Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.

Questions regarding our licenses should be directed to:

Chief Legal Officer or Deputy General Counsel
Guaranteed Rate, Inc DBA Certainty Home Lending
3940 N. Ravenswood
Chicago, IL 60613 

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