Troy Williamson offers over 20 years of experience as a mortgage loan officer. He considers his role as an opportunity to expand homeownership through responsible guidance, grounded in integrity, empathy, and personal attention.


With a focus on transparency, Troy takes the time to demystify the mortgage process. "Communication is my foundation," he says. "Getting a mortgage can seem overwhelming, so I work closely with my clients to make sure they understand all their options and what to expect at each step."


Troy explores all options to find the right mortgage solution for his customers. He has in-depth knowledge of lending guidelines and can quickly resolve any issues that could delay the closing day. Troy's exceptional service also extends beyond closing day. He builds lasting relationships, always ready to serve his clients' financing needs year after year, loan after loan.


Born and raised in the Outer Banks, Troy has lived in Wilmington since 1996. He graduated from the University of North Carolina at Wilmington with a BS in Business Management. Outside of work, Troy spends time with his family and out on the water — you can usually find him surfing or boating. He also enjoys playing music and cheering on his favorite college sports teams.


*Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*

Producing Sales Manager

Troy Williamson is your Wilmington local lender. As a loan officer at Certainty Home Lending, Troy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Troy at (910) 262-2613 for more information!

Troy Williamson at Certainty Home Lending (NMLS #117934)

Philip Andrews is a dedicated Mortgage Loan Officer who combines a strong financial background with a genuine passion for helping clients achieve homeownership. Before entering the mortgage industry in 2013, Philip built his career as a Cerified Public Accountant (CPA) and financial analyst, giving him a unique perspective on mortgage financing and long-term financial planning.


Drawing on his analytical expertse, Philip helps buyers and homeowners evaluate their financing options with confidence. Whether assistng first-time homebuyers, repeat buyers, or those looking to refinance, he is commited to finding mortgage solutions that align with each client's financial goals while making the lending process as clear and stress-free as possible.


Known for his responsive communication and client-first approach, Philip believes every borrower deserves personalized guidance from application through closing. He takes pride in building lastng relatonships based on trust, transparency, and exceptional service.


A North Carolina native, Philip grew up in Wilson and earned his degree from the University of North Carolina, Wilmington after relocatng to Wilmington in 2004. Outside the office, he enjoys spending time with his wife and two daughters and taking advantage of North Carolina's outdoors through activities like mountain biking, surfing, sailing, and rock climbing. He is also actvely involved in youth mentorship and outdoor leadership through a nonprofit camp organization.


*Applicant subject to credit and underwritng approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictons may apply.*

AVP, Mortgage Lending

Philip Andrews is your Wilmington local lender. As a loan officer at Certainty Home Lending, Philip is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Philip at (252) 230-3163 for more information!

Philip Andrews at Certainty Home Lending (NMLS #1181244)

Wilmington

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2 Loan Officers Wilmington, NC