About Michael Leiva
With over 30 years of experience in the mortgage industry, Michael Leiva is a seasoned and trusted mortgage professional serving homebuyers, homeowners, and real estate investors across Chicago and beyond. As Vice President of Mortgage Lending, Michael is committed to delivering tailored financing solutions and an exceptional client experience—whether you're purchasing your first home, upgrading, refinancing, or expanding your investment portfolio. Throughout his decades-long career, Michael has guided clients through the full spectrum of mortgage programs, including conventional, FHA, VA*, jumbo, and non-QM loans. His in-depth understanding of the Chicago housing market, combined with a steady hand and customer-first approach, ensures his clients are empowered to make confident, informed decisions in today's fast-paced real estate environment. Michael prides himself on clear communication, personalized service, and building strong relationships with clients and real estate partners alike. His goal is simple: to make the mortgage process as smooth, transparent, and successful as possible from start to finish. If you're looking to buy, refinance, or invest in property in the Chicagoland area or throughout the state of Illinois, Michael Leiva is here to help you move forward with certainty. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. *Certainty Home Lending has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
