My approach is to spend a significant amount of time getting to know you so that I may custom fit financial solutions to your individual needs. You will find that I am extremely professional, a frequent communicator and I will maintain confidentiality about your transaction. Simply, I will focus all my attention on meeting your needs and your needs alone.  It is important that you know you are working with a person off absolute integrity and ethics. Licensed since 1988 I have been in the top 1 percent of loan agents in the country, and I am fortunate to say that I am one of the few who has funded over 2 billion dollars in loans.   I look forward to the opportunity of working with you.   Sincerely, Craig Thomason Vice President of Mortgage Lending at Guaranteed Rate

Craig Thomason is a highly experienced mortgage loan officer with over 30 years of experience in the mortgage industry. He is known for his in-depth knowledge of mortgage lending, exceptional customer service, and his ability to help clients find the best loan products to suit their individual needs.


Craig is a graduate of the University of Texas, where he earned his bachelor's degree in finance. He began his career in banking as a personal banker and quickly advanced to become a loan officer. Craig has worked for several leading banks and financial institutions throughout his career, and he has helped thousands of clients achieve their dream of homeownership.


Craig's expertise in mortgage lending includes conventional loans, FHA loans*, and jumbo loans. He takes a consultative approach with each client, taking the time to understand their financial goals and unique circumstances before recommending a loan product. Craig is committed to providing his clients with personalized service, and he works tirelessly to ensure that each loan application is processed efficiently and smoothly.


When he's not working, Craig enjoys spending time with his family, cooking gourmet meals, and riding his bike around Northern California.


*Certainty Home Lending has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

VP of Mortgage Lending

Craig Thomason is your Chicago local lender. As a loan officer at Certainty Home Lending, Craig is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Craig at (925) 998-3779 for more information!

Craig Thomason at Certainty Home Lending (NMLS #482407)

I started my career in lending over 30 years ago.  I never imagined it would take me on such an amazing journey!  Helping clients navigate the mortgage process in an ever changing market brings new challenges every day.  Nothing is more rewarding than getting a family into their new home or helping someone save hundreds of dollars on their monthly payments through the refinancing process*.  I take pride in assisting borrowers makes sense of this complicated process.  Buying a home is one of the largest financial decisions any family will make in their lifetime.  Understanding the challenges and how to solve critical issues is key to a smooth and successful closing.
* Savings, if any, vary based on consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate, Inc. for current rates. Restrictions apply.

Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.


Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.


Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Peter Pham is your Chicago local lender. As a loan officer at Certainty Home Lending, one of the largest retail mortgage lenders in the United States, Peter is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Peter at (408) 260-5268 for more information!

Peter Pham at Certainty Home Lending (NMLS #662170)

Colin Garrity is your Chicago local lender. As a loan officer at Certainty Home Lending, Colin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Colin at (747) 999-4158 for more information!

Colin Garrity at Certainty Home Lending (NMLS #663699)

Evan brings to Certainty Home Lending over 25 years of sales management and leadership experience in the mortgage industry. He has built, developed and led highly successful teams, as well as produced at a high level himself.


Evan's ability to foster long-term and loyal relationships has been the trademark of his career. He provides an unsurpassed level of service to everyone he encounters and is a respected and trusted visionary leader.


By always having an honest, upfront approach and leading with empathy and integrity Evan has been able to create a following of loyal clients, referral sources, and other industry professionals.


Evan is a graduate of Ohio State University and resides in Highland Park, IL with his wife and three children.

Area Manager

Evan Klee is your Chicago local lender. As a loan officer at Certainty Home Lending, Evan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Evan at (773) 435-0972 for more information!

Evan Klee at Certainty Home Lending (NMLS #214299)

Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

James Cho is your Chicago local lender. As a loan officer at Certainty Home Lending, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (773) 739-5111 for more information!

James Cho at Certainty Home Lending (NMLS #784929)

As Vice President of Mortgage Lending in Chicago, I am responsible for creating and executing strategies to grow and diversify the company's customer database portfolio. I take pride in my ability to leverage my extensive experience in Jumbo lending and network in the banking and mortgage lending industry to identify and pursue new ultra high jumbo opportunities, and guide them through the lending process.


Before joining Certainty Home Lending, I spent over 19 years as a Senior Wealth Management Lending Officer at another financial institution. In my time there, I developed a strong reputation and track record for delivering high-quality and customized solutions to meet the complex and diverse needs of affluent and ultra high net jumbo lending clients. I consistently exceeded sales and performance targets while maintaining the highest standards of compliance and customer satisfaction.


In my career, I have funded over $1 billion in mortgage loan production and I have also held the distinction of being recognized as the top mortgage loan originator in the entire Midwest year over year and was a consistent Chairman's Club Winner.


My wife Sylvia and our two children, Gianluca and Olivia are proud to call Illinois home!

Darius Korybko is your Chicago local lender. As a loan officer at Certainty Home Lending, Darius is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Darius at (773) 516-6538 for more information!

Darius Korybko at Certainty Home Lending (NMLS #559863)

National Business Dev & Market Growth Executive

Shadi Kamran is your Chicago local lender. As a loan officer at Certainty Home Lending, Shadi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Shadi at (310) 956-1328 for more information!

Shadi Kamran at Certainty Home Lending (NMLS #663711)

Bora Onal is your Chicago local lender. As a loan officer at Certainty Home Lending, Bora is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bora at (773) 290-0505 for more information!

Bora Onal at Certainty Home Lending (NMLS #1016137)

Growing up with parents who owned a mortgage company for thirty plus years…I can say mortgage is in my blood. I started working for their company in high school. After college I decided to go into television to become a meteorologist (weather girl). But finding I disliked working in front of the camera I ended up being a television producer for entertainment shows. In the entertainment industry, I met my husband.


After 9/11 happened I decided to exit the TV industry and return to the mortgage world. Starting in new home sales, I then transitioned into working for a new home builder's in-house mortgage company. I took a short time off to raise our daughter and son. Then returned to help families qualify for their dream home.


As a loan consultant, I will walk borrowers through every step of the loan process and support them from pre-approval through their closing date. I like to provide many tools for borrowers to utilize to ensure a stress-free experience. Whether someone is a first-time home buyer or seasoned buyer, they can trust me and my team with all their home financing needs.

Tiffany Rogondino is your Chicago local lender. As a loan officer at Certainty Home Lending, Tiffany is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tiffany at (773) 290-0505 for more information!

Tiffany Rogondino at Certainty Home Lending (NMLS #354212)

Jennifer Zavat is your Chicago local lender. As a loan officer at Certainty Home Lending, Jennifer is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jennifer at (773) 290-0505 for more information!

Jennifer Zavat at Certainty Home Lending (NMLS #1554442)

Jon Farook is your Chicago local lender. As a loan officer at Certainty Home Lending, Jon is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jon at (310) 402-2234 for more information!

Jon Farook at Certainty Home Lending (NMLS #663702)

Gretzel Hunt is your Chicago local lender. As a loan officer at Certainty Home Lending, Gretzel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gretzel at (949) 696-2004 for more information!

Gretzel Hunt at Certainty Home Lending (NMLS #256851)

I began my career in the mortgage industry in 2004. Since then, my 20 years of experience has provided me with a well-rounded history of sales and operations while always keeping the consumer front of mind.


I started my career as a loan officer before transitioning into the operations side, moving from loan level processing to managing production for a national mortgage bank responsible for billions in annual volume.


After 15 years in operations, I have moved back into the sales side of the business with a specific concentration on reverse mortgages. I am excited to educate and assist our retiring seniors as they take advantage of the benefits of a reverse mortgage.

VP, Mortgage Lending - Reverse

Norman Johnson is your Chicago local lender. As a loan officer at Certainty Home Lending, Norman is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Norman at (617) 532-3976 for more information!

Norman Johnson at Certainty Home Lending (NMLS #2638557)

With over 18 years of experience in the mortgage industry, I'm dedicated to helping people achieve their homeownership dreams. I take pride in offering personalized, thoughtful service, from pre-qualification through to a smooth, on-time closing. I'm here to ensure that your journey through the mortgage process is seamless, transparent, and most importantly, tailored to your specific needs.


When I'm not guiding clients through the mortgage process, you can find me enjoying the beautiful California Bay Area or Carmel-by-the-Sea with my wife Nicole and our dog Larry. Outside of work, I stay active with basketball and golf and am a proud fan and supporter of my Alma Mater, Saint Mary's College of California's basketball program.


Buying a home is one of the most important investments you'll ever make, and I'm dedicated to making this process as smooth and rewarding as possible. I'd love the opportunity to earn your trust and help you move closer to your homeownership goals. Let's get started today, click "Apply Now," or reach out to me directly by phone or email to schedule a time to chat. I look forward to assisting you in financing your home!


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Brett VanderGeest is your Chicago local lender. As a loan officer at Certainty Home Lending, Brett is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brett at (773) 290-0505 for more information!

Brett VanderGeest at Certainty Home Lending (NMLS #851286)

With over 20 years of experience in the mortgage industry, Jose Garcia is a trusted leader in home financing solutions for clients throughout the San Francisco Bay Area and beyond. As VP of Mortgage Lending, Jose specializes in helping homebuyers, homeowners, and real estate investors navigate the dynamic and competitive Bay Area real estate market with confidence and ease.


Jose's extensive knowledge of conventional, jumbo, FHA, VA*, and non-QM loan programs allows him to tailor mortgage solutions to meet the unique needs of every client. Whether assisting first-time homebuyers looking to secure their dream home, helping seasoned homeowners refinance, or guiding investors expanding their real estate portfolios, Jose provides expert advice and seamless service at every stage of the home financing journey.


Based in the heart of the Bay Area, Jose understands the fast-paced nature of the local housing market and stays ahead of trends to offer strategic guidance and competitive loan options. His commitment to clear communication, personalized service, and timely closings has earned him a strong reputation among clients, real estate agents, and business partners alike.


If you're looking to buy, refinance, or invest in real estate in San Francisco, San Mateo, Santa Clara, Alameda, Contra Costa, or anywhere across California, Jose is your dedicated mortgage expert ready to help you achieve your goals.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.


*Certainty Home Lending has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Jose Antonio Garcia is your Chicago local lender. As a loan officer at Certainty Home Lending, Jose is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jose at (510) 209-3531 for more information!

Jose Antonio Garcia at Certainty Home Lending (NMLS #453338)

With over 30 years of experience in the mortgage industry, Michael Leiva is a seasoned and trusted mortgage professional serving homebuyers, homeowners, and real estate investors across Chicago and beyond. As Vice President of Mortgage Lending, Michael is committed to delivering tailored financing solutions and an exceptional client experience—whether you're purchasing your first home, upgrading, refinancing, or expanding your investment portfolio.


Throughout his decades-long career, Michael has guided clients through the full spectrum of mortgage programs, including conventional, FHA, VA*, jumbo, and non-QM loans. His in-depth understanding of the Chicago housing market, combined with a steady hand and customer-first approach, ensures his clients are empowered to make confident, informed decisions in today's fast-paced real estate environment.


Michael prides himself on clear communication, personalized service, and building strong relationships with clients and real estate partners alike. His goal is simple: to make the mortgage process as smooth, transparent, and successful as possible from start to finish.


If you're looking to buy, refinance, or invest in property in the Chicagoland area or throughout the state of Illinois, Michael Leiva is here to help you move forward with certainty.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.


*Certainty Home Lending has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Michael Leiva is your Chicago local lender. As a loan officer at Certainty Home Lending, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (773) 875-8100 for more information!

Michael Leiva at Certainty Home Lending (NMLS #224400)

Taylor Williams brings a unique perspective to the home financing process. With a strong foundation in mortgage operations and loan processing, she understands both the technical details and the personal milestones involved in buying a home. Now, as VP of Mortgage Lending, Taylor leverages her end-to-end knowledge of the loan process to guide clients with clarity, care, and confidence.


Based in North Carolina and also serving Maryland, Taylor works with homebuyers and homeowners to deliver mortgage solutions that align with their goals—whether it's a first home, a refinance, or a new investment. Her operational background allows her to anticipate and address potential challenges early, making the mortgage journey more efficient and less stressful for her clients.


Taylor is passionate about creating a positive, transparent experience, where every borrower feels informed and supported from pre-approval through closing. She's committed to making homeownership achievable and straightforward in today's dynamic real estate markets.


If you're looking for a loan officer who understands the full picture and puts your needs first, Taylor Williams is here to help you move forward—confidently and with Certainty.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Taylor Williams is your Chicago local lender. As a loan officer at Certainty Home Lending, Taylor is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Taylor at (252) 596-0955 for more information!

Taylor Williams at Certainty Home Lending (NMLS #2664122)

Justin Miner is your Chicago local lender. As a loan officer at Certainty Home Lending, Justin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Justin at (773) 516-6452 for more information!

Justin Miner at Certainty Home Lending (NMLS #1666820)

With over a decade of experience in real estate finance, Adam Le Blanc is dedicated to helping clients to achieve their homeownership and financial goals. As VP of Mortgage Lending, Adam combines his expertise in loan origination, customer relationship management, and strategic financial planning to deliver mortgage solutions tailored to each client's unique needs.


Adam believes a mortgage is far more than just debt. It's one of the most powerful financial tools available. He works with first-time homebuyers, move-up buyers, and seasoned investors to structure mortgages that don't just secure homes but also create opportunities for achieving financial goals. By helping clients reposition equity, uncover hidden savings*, and increase liquidity, Adam empowers them to leverage their homes as investments that contribute to their overall financial growth.


Known for his forward-thinking approach and passion for client education, Adam takes the time to show borrowers how their mortgage can be a catalyst for meeting both personal and financial goals. Whether guiding a family through their first, advising a homeowner on refinancing, or helping investors grow their real estate portfolios, Adam strives to make the mortgage process seamless, transparent, and impactful. For Adam, success is more than closing loans. It's about helping clients see the bigger picture and use real estate as a vehicle for financial freedom. Adam is well-versed in working with clients who have unique and complicated scenarios, such as sophisticated income streams or challenging financial situations.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.


*Savings, if any, vary based on the consumer's credit profile, interest rate availability, and other factors. Contact Certainty Home Lending for current rates. Restrictions apply.

Adam Le Blanc is your Chicago local lender. As a loan officer at Certainty Home Lending, Adam is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Adam at (424) 324-5010 for more information!

Adam Le Blanc at Certainty Home Lending (NMLS #1903355)

Producing Branch Manager, Business Development

Jim Meeker is your Chicago local lender. As a loan officer at Certainty Home Lending, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (480) 414-9818 for more information!

Jim Meeker at Certainty Home Lending (NMLS #209139)

With over 15 years of experience in the mortgage industry, Preston Pacheco brings a wealth of knowledge and insight to every client he serves. Based in the Phoenix Metropolitan Area, Preston has held multiple roles across the mortgage process, including Mortgage Processor and Mortgage Banking Underwriter, giving him a complete understanding of how to structure loans that align with each client's financial goals.


Preston is passionate about helping homebuyers, homeowners, and investors throughout the Greater Phoenix area, including Mesa, Chandler, Gilbert, Scottsdale, and beyond, navigate the home financing process with confidence. He understands that buying a home is one of the most significant investments a person can make and is committed to providing clear communication, dependable guidance, and top-notch service from application to closing.


His extensive background allows him to anticipate potential challenges and simplify the mortgage process, ensuring a smooth and stress-free experience for every client. Whether you are purchasing your first home, upgrading, or refinancing, Preston's expertise ensures you will receive the personalized strategy and support you deserve.


A longtime Mesa resident, Preston is deeply involved in his community through his volunteer work with the Mesa Hohokams organization, which supports local youth sports programs. Outside of work, he enjoys music of all genres and is an avid sports fan, both on and off the field.


If you are looking for a trusted mortgage professional who combines experience, integrity, and a client-first approach, Preston Pacheco is here to help you achieve your homeownership dreams in the Phoenix area and beyond.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Preston Pacheco is your Chicago local lender. As a loan officer at Certainty Home Lending, Preston is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Preston at (480) 338-2447 for more information!

Preston Pacheco at Certainty Home Lending (NMLS #1613173)

AVP, Mortgage Lending

Brooke Dimino is your Chicago local lender. As a loan officer at Certainty Home Lending, Brooke is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brooke at (773) 290-0505 for more information!

Brooke Dimino at Certainty Home Lending (NMLS #1533927)

Whitney Owings is your Chicago local lender. As a loan officer at Certainty Home Lending, Whitney is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Whitney at (678) 528-4913 for more information!

Whitney Owings at Certainty Home Lending (NMLS #1609640)

Chicago

<footer class="certainty-footer-container">
      <div class="certainty-footer-container--inner">
        <div class="certainty-social-container">
          <div class="certainty-social-links">
            <a href="https://www.facebook.com/certaintyhomelending" aria-label="Facebook">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-facebook" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
            <a href="https://x.com/certaintyloans" aria-label="X social media platform">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-twitter" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
            <a href="https://www.instagram.com/certaintyhomelending" aria-label="Instagram">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-instagram" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
            <a href="https://www.youtube.com/channel/UC71n7qB08iK-YHCbvtX5mLA" aria-label="Youtube">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-youtube" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
            <a href="https://www.linkedin.com/company/certaintyhomelending" aria-label="LinkedIn">
              <i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-linkedin" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i>
            </a>
          </div>
        </div>
        <div class="certainty-links-container">
          <ul class="certainty-column certainty-logo">
            <li>
              <a href="https://www.certaintyhomelending.com/">
                <img src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blte5f38d9d59eada41/65f229c10c744d47707bfeec/certainty-home-lending-logo.png" alt="Certainty Home Lending" width="204" height="99" />
              </a>
            </li>
          </ul>
          <ul class="certainty-column" aria-label="Your Mortgage">
            <h4>YOUR MORTGAGE</h4>
            <li><a class="certainty-bodyS" href="https://apply.certaintyhomelending.com/">Apply now</a></li>
            <li><a class="certainty-bodyS" href="https://login.certaintyhomelending.com">Sign in to your account</a></li>
          </ul>
          <ul class="certainty-column" aria-label="Lending Options">
            <h4>LENDING OPTIONS</h4>
            <li><a class="certainty-bodyS" href="/purchasing-a-home/">Purchase a home</a></li>
            <li><a class="certainty-bodyS" href="/refinancing-a-loan/">Refinance a loan</a></li>
            <li><a class="certainty-bodyS" href="/purchasing-a-home/home-renovation-loan/">Renovate your home</a></li>
            <li><a class="certainty-bodyS" href="/heloc/">Home equity line of credit (HELOC)</a></li>
            <li><a class="certainty-bodyS" href="/learning-center/calculator/">Mortgage calculator</a></li>
            <li><a class="certainty-bodyS" href="/find-your-loan-officer/">Find a loan officer</a></li>
            <li><a class="certainty-bodyS" href="/contact-us/">Branches near you</a></li>
            <li><a class="certainty-bodyS" href="/learning-center/">Resources</a></li>
            <li><a class="certainty-bodyS" href="/same-day-mortgage/" id="cdq_element_4" style="display: inline-block; margin-top: 0px; margin-bottom: 0px; padding-top: 0px; padding-bottom: 0px;">Same Day Mortgage</a></li>
          </ul>
          <ul class="certainty-column" aria-label="Company">
            <h4>COMPANY</h4>
            <li><a class="certainty-bodyS" href="/about-us/">About us</a></li>
            <li><a class="certainty-bodyS" href="/community-conection/">Community Connection</a></li>
            <li><a class="certainty-bodyS" href="/transparency-in-coverage/">Transparency in Coverage</a></li>
            <li><a class="certainty-bodyS" href="/learning-center/insights/industry-news/">Newsroom</a></li>
            <li><a class="certainty-bodyS" href="/contact-us/">Contact us</a></li>
            <li><a class="certainty-bodyS" href="/careers/">Careers</a></li>
          </ul>
          <ul class="certainty-column" aria-label="Legal">
            <h4>LEGAL</h4>
            <li><a class="certainty-bodyS" href="/accessibility/">Accessibility</a></li>
            <li><a class="certainty-bodyS" href="/privacy-center/">Privacy Policies</a></li>
            <li><a class="certainty-bodyS" href="/licensing/">Licensing</a></li>
            <li><a class="certainty-bodyS" href="/terms-of-use/">Terms of Use</a></li>
            <li><a class="certainty-bodyS" href="/sms-terms/">SMS Terms</a></li>
            <li><a class="certainty-bodyS" href="/notice-to-vendors/">Notice to Vendors</a></li>
            <li><a class="certainty-bodyS" href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611">NMLS Consumer Access</a></li>
          </ul>
        </div>
        <ul class="certainty-links-container certainty-links-container--mobile">
          <li><a class="certainty-bodyS" href="/about-us/">About Certainty</a></li>
          <li><a class="certainty-bodyS" href="/find-your-loan-officer/">Find your loan officer</a></li>
          <li><a class="certainty-bodyS" href="/purchasing-a-home/">Purchase a home</a></li>
          <li><a class="certainty-bodyS" href="/refinancing-a-loan/">Refinance a loan</a></li>
          <li><a class="certainty-bodyS" href="/renovate-a-home/">Renovate your home</a></li>
          <li><a class="certainty-bodyS" href="/careers/">Careers</a></li>
          <li><a class="certainty-bodyS" href="/sitemap/">Sitemap</a></li>
          <li><a class="certainty-bodyS" href="/contact-us/">Contact us</a></li>
        </ul>
        <div class="certainty-social-container--mobile">
          <div class="certainty-social-links">
            <a href="https://www.facebook.com/certaintyhomelending" aria-label="Facebook"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-facebook" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
            <a href="https://x.com/certaintyloans" aria-label="X social media platform"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-twitter" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
            <a href="https://www.instagram.com/certaintyhomelending" aria-label="Instagram"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-instagram" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
            <a href="https://www.youtube.com/channel/UC71n7qB08iK-YHCbvtX5mLA" aria-label="Youtube"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-youtube" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
            <a href="https://www.linkedin.com/company/certaintyhomelending" aria-label="LinkedIn"><i data-testid="font-icon" class="certainty-rc-font-icon rc-font-icon font-icons-social-linkedin" aria-hidden="true" style="font-size: 1.25rem" data-reactroot=""></i></a>
          </div>
        </div>      
        <div class="certainty-copyright-container">
          <div class="certainty-copyright-container--images">
            <img class="certainty-badge" src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt46013f5cd7fc82e1/65f231bd0c744d4a387bff24/equal-housing-lender.png" alt="Equal Housing Lender" width="46" height="47" />
            <img class="certainty-badge" src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/bltb28dc8aa02b7886c/65f231bd54369a7b51693a3a/AB-seal-horz.svg" alt="Better Business Bureau Accredidation" width="134" height="47" />
            <img class="certainty-badge" src="https://images.contentstack.io/v3/assets/blt4bf507db5c9bc5ae/blt0385c73657cafa3c/65f2323d0780b95bca61c06a/trustspot.png" alt="Trustspot Verified" width="101" height="47" />
          </div>
          <p>
            <a class="certainty-link" href="https://privacyportal.onetrust.com/webform/168096e5-faa8-4fdd-a479-992231adbdc1/9815a17a-8663-4622-9062-7d2e18e2040d" target="_blank">Do Not Sell or Share My Personal Information and/or Limit the Use of My Sensitive Personal Information</a>
          </p>
          <p>
            <a class="certainty-link" href="/tx-consumers/" target="_blank">Texas Consumers: How to file a complaint</a>
          </p>
          <p>
            <address>Guaranteed Rate, Inc DBA Certainty Home Lending, NMLS 2611. For licensing information, go to: <a class="certainty-link" href="https://www.nmlsconsumeraccess.org" target="_blank">www.nmlsconsumeraccess.org</a></address>
          </p>
          <p>
            Headquarters: 3940 N. Ravenswood Ave. Chicago, IL 60613 - ph. (844) 615-2955
          </p>
          <p>
            <em>This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.</em>
          </p>
          <p>
            <em>This is not a commitment to lend. Program restrictions apply. Certainty Home Lending’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.</em>
          </p>
          <p class="certainty-bodyXS">
            © 2025 Guaranteed Rate, Inc DBA Certainty Home Lending. All Rights Reserved.
          </p>
        </div>
      </div>
    </footer>

23 Loan Officers Chicago, IL