Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Producing Regional Manager

Fernando Perez is your Kennesaw local lender. As a loan officer at Certainty Home Lending, Fernando is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Fernando at (770) 628-1572 for more information!

Fernando Perez at Certainty Home Lending (NMLS #285337)

Thank you for considering me to guide you through your home buying journey! I'm JT, a dedicated Mortgage Loan Officer at Certainty Home Lending, licensed in both Florida and Georgia.


A bit about me: I was born and raised in Marietta, Georgia, and attended McEachern High School before earning my Bachelor's degree in Finance from Georgia Southern University. Now, I live in Kennesaw with my amazing wife and our four wonderful children who bring so much joy to our lives. My wife and I have been active members at Woodstock City Church for the last 8 years. I'm also passionate about endurance sports, having completed three Ironman competitions and seven marathons.


Professionally, I take pride in helping individuals like you navigate the path to homeownership. With my extensive experience and industry insight, I work to customize loans that suit your unique needs and aspirations. Buying a home is more than just a transaction—it's an investment in your future. My goal is to make this process as smooth, rewarding, and positive as possible for you.


Ready to take the next step towards financing your dream home? Click "Apply Now" or reach out via phone or email. I'm excited to help make your homeownership dreams come true and to exceed your expectations every step of the way.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

VP of Mortgage Lending

JT Trial is your Kennesaw local lender. As a loan officer at Certainty Home Lending, JT is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact JT at (770) 863-7293 for more information!

JT Trial at Certainty Home Lending (NMLS #1676478)

Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.


Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. I have worked both on the operations side and the sales side which makes my skill set unique. I will be able to find the perfect product for you.


Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

Meredith Poggi is your Kennesaw local lender. As a loan officer at Certainty Home Lending, Meredith is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Meredith at (770) 200-2826 for more information!

Meredith Poggi at Certainty Home Lending (NMLS #924221)

Thank you for considering me to guide you through your home buying journey! I have been helping families realize their goal of homeownership since 2000. I became a mortgage lender because I am passionate about the client experience. I had always heard that it was difficult to get a mortgage loan and I was curious to know why and even more eager to make what seemed difficult a more pleasant experience for my clients.


My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. I have 20 years of experience with Conventional, FHA, VA, USDA, and Jumbo loans. I am Reverse Mortgage and Renovation Lending certified, and I am not shy about using down payment assistance programs to help first time buyers overcome one of their biggest challenges to purchasing a home.


Everyone's story is different, so no one loan will meet everyone's needs. My role is to listen to your story, understand your goals and help you find that perfect fit. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Lisa Brereton-Hinds is your Kennesaw local lender. As a loan officer at Certainty Home Lending, Lisa is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lisa at (678) 305-9126 for more information!

Lisa Brereton-Hinds at Certainty Home Lending (NMLS #544432)

As a passionate mortgage lender, I'm committed to helping individuals and families turn their dreams of homeownership into reality. Guided by faith and family, I approach every client's journey with care and dedication.


Licensed in Georgia, South Carolina, Tennessee, Alabama, and Florida, I bring extensive experience and expertise to the table. My love for homes goes beyond lending; I'm captivated by both mid-century modern and antebellum architecture. When I'm not assisting clients, I enjoy exploring unique properties, uncovering exciting travel destinations, or adding to my growing shoe collection.


My mission is to empower homebuyers with knowledge, ensuring they feel confident at every step of the mortgage process. Whether you're a first-time buyer or refinancing your current home, I'm here to make your journey smooth, clear, and stress-free. Let's work together to bring your homeownership dreams to life!


*By refinancing, you may pay more in costs and interest over the extended term.

Ani Stengel is your trusted local lender in Kennesaw. As a loan officer with Certainty Home Lending, Ani is passionate about helping homeowners with purchase loans and refinances. With a focus on simplifying the mortgage process, Ani ensures your journey is smooth, clear, and stress-free. Contact Ani at (770) 608-0397 to get started today!

Ani Stengel at Certainty Home Lending (NMLS #1920286)

VP Producing Branch Manager

Nikki Lamb is your Kennesaw local lender. As a loan officer at Certainty Home Lending, Nikki is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nikki at (404) 436-2602 for more information!

Nikki Lamb at Certainty Home Lending (NMLS #243042)

Kennesaw

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