About Dalana Thomas
Dalana Thomas serves as VP Mortgage Lending and brings more than 30 years of experience in the mortgage and home financing industry. Built on hard work, trust, and a handshake-is-your-word approach, her career has centered on helping clients confidently navigate one of life's biggest investments. At Certainty Home Lending, Dalana combines deep industry knowledge with a practical, people-first style. Her experience spans mortgage lending, relationship management, and guiding clients toward lending solutions that support long-term financial goals. Known for staying steady through changing markets and keeping the process straightforward, she has built lasting relationships through reliability, integrity, and personal service. Proudly rooted in strong family values, Dalana comes from a military family and carries deep respect for service and commitment. She is especially proud that two of her children are serving our country in the United States Navy, a reflection of the dedication, discipline, and love of country that are important to her family. Outside of work, Dalana embraces a true Western lifestyle and enjoys hunting, fishing, the rodeo world, and traveling across the globe. Above all, she treasures time with her family and considers being a proud Grammy one of life's greatest blessings. With a foundation built on experience, grit, service, family, and genuine relationships, Dalana continues to lead with heart while helping others build strong futures and lasting legacies. *Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*
We can make it happen!
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Certainty Home Lending, LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Certainty Home Lending, LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Certainty Home Lending, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Certainty Home Lending, LLC. Certainty Home Lending, LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 3940 North Ravenswood, Ste. 110 Chicago IL, 60613