About Preston Pacheco
With over 15 years of experience in the mortgage industry, Preston Pacheco brings a wealth of knowledge and insight to every client he serves. Based in the Phoenix Metropolitan Area, Preston has held multiple roles across the mortgage process, including Mortgage Processor and Mortgage Banking Underwriter, giving him a complete understanding of how to structure loans that align with each client's financial goals. Preston is passionate about helping homebuyers, homeowners, and investors throughout the Greater Phoenix area, including Mesa, Chandler, Gilbert, Scottsdale, and beyond, navigate the home financing process with confidence. He understands that buying a home is one of the most significant investments a person can make and is committed to providing clear communication, dependable guidance, and top-notch service from application to closing. His extensive background allows him to anticipate potential challenges and simplify the mortgage process, ensuring a smooth and stress-free experience for every client. Whether you are purchasing your first home, upgrading, or refinancing, Preston's expertise ensures you will receive the personalized strategy and support you deserve. A longtime Mesa resident, Preston is deeply involved in his community through his volunteer work with the Mesa Hohokams organization, which supports local youth sports programs. Outside of work, he enjoys music of all genres and is an avid sports fan, both on and off the field. If you are looking for a trusted mortgage professional who combines experience, integrity, and a client-first approach, Preston Pacheco is here to help you achieve your homeownership dreams in the Phoenix area and beyond. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
We can make it happen!
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Certainty Home Lending cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Certainty Home Lending for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Certainty Home Lending does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Certainty Home Lending. Certainty Home Lending its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 3940 North Ravenswood, Chicago IL, 60613
