About Olga Olivas-Coe
Meet Olga Olivas-Coe Helping West Texans Make Homeownership a Reality Yo hablo español. Buying a home in today's market - especially in Odessa and the greater West Texas area - can feel out of reach. That's where I come in. I'm Olga Olivas-Coe, a dedicated Mortgage Loan Officer passionate about helping individuals and families achieve affordable homeownership, even when they thought it wasn't possible. With deep roots in the Texas housing market and years of lending experience, I specialize in guiding homebuyers through the mortgage process with compassion, clarity, and results. Whether you're a first-time homebuyer, looking for down payment assistance, or navigating credit challenges, I'll work with you to find the right loan solution tailored to your goals. No two clients are the same - and no loan should be either. Recognized nationally for my service and results, I've been honored as a 2025 Scotsman Guide Top Originator (Most Closed Loans, Top Purchase Volume, Top Women Originators), a TSAHC Top Performing Loan Officer, and one of NAHREP's Top 250 Latino Mortgage Professionals*. These awards reflect my commitment to making the dream of homeownership possible for more Texas families - especially in communities where affordability matters most. At Certainty Home Lending, I offer personalized service from pre-qualification through closing, ensuring you feel informed, supported, and confident throughout your homebuying journey. If you're ready to buy a home in Odessa, Midland, or anywhere in Texas, let's talk. I'd love to help you explore your options, unlock affordable programs, and take the next step toward owning your own home. Based in Odessa, proudly serving Midland-Odessa, West Texas, and beyond. Let's connect today—click "Apply Now" or reach out to schedule a consultation. *Sources: Scotsman Guide 2025 Lists; TSAHC Top Performing Loan Officer List – Q2 2025; NAHREP's Top 250 List Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
We can make it happen!
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Conventional loans
Conventional loans come in a variety of options and with excellent advantages for qualified applicants.
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Reverse Mortgages
A great option for homeowners over 62 who need additional income to supplement their retirement income or pay for long-term care.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Certainty Home Lending cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Certainty Home Lending for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Certainty Home Lending does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Certainty Home Lending. Certainty Home Lending its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 4301-B Mission Blvd, Odessa TX, 79765