About Miguel Hawkins
Miguel Hawkins is a bilingual mortgage professional with more than 24 years of experience helping individuals and families achieve the dream of homeownership. Throughout his career, he has built a reputation for combining education, communication, and personalized guidance to help clients confidently navigate the mortgage process. As part of the Certainty Home Lending team, Miguel specializes in working with first-time homebuyers, Hispanic families, self-employed borrowers, and clients seeking strategic financing solutions. His approach is centered on simplifying complex mortgage concepts, creating clear action plans, and delivering a high level of service from application to closing. Miguel is also the creator of "Con Miguel Sí Se Puede," a Spanish-language educational process focused on empowering the Hispanic community through homeownership education, financial awareness, and real-world mortgage guidance. Through social media, community outreach, and educational content, he works to make the mortgage process more accessible and understandable for families who may feel underserved or overlooked. Known for his relationship-driven style and long-term mindset, Miguel believes buying a home is more than a transaction — it is a foundation for stability, opportunity, and generational growth. His mission is to provide clients and referral partners with a mortgage experience built on trust, structure, communication, and consistency. Whether working with a first-time buyer, a growing family, or a referral partner, Miguel brings experience, professionalism, and a genuine passion for helping people move forward with confidence.
We can make it happen!
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Certainty Home Lending, LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Certainty Home Lending, LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Certainty Home Lending, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Certainty Home Lending, LLC. Certainty Home Lending, LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 1735 North Brown Road, Suite 180 Lawrenceville GA, 30043