About Ivan Ramirez
Meet Ivan Ramirez — Your Trusted Bilingual Mortgage Loan Officer in Lawrenceville, GA Ivan Ramirez is a highly skilled and trusted bilingual mortgage loan officer based out of our Lawrenceville, GA branch. Fluent in both Spanish and English, Ivan specializes in guiding first-time homebuyers and seasoned investors alike through the mortgage process with clarity, integrity, and unmatched service. A proud Colombian-American, Ivan brings a deep sense of warmth and dedication to everything he does. Whether he's meeting with clients across Gwinnett County or collaborating with real estate professionals to close time-sensitive deals, Ivan is known for his calm presence, contagious positivity, and unwavering focus on results. Ivan's professional journey began at Georgia State University, where he earned his business degree before going on to complete his MBA at the Florida Institute of Technology. His transition into the mortgage industry was a natural one—driven by his ability to build strong relationships and deliver value in every interaction. What truly sets Ivan apart is his solutions-oriented mindset. He approaches each challenge as an opportunity to create positive outcomes, and his bilingual skills allow him to serve both English and Spanish-speaking communities with ease and authenticity. Ivan is a responsive communicator, a thoughtful problem solver, and a committed partner in helping others achieve the ultimate goal—homeownership. Ivan's mission is clear: to grow homeownership within the Hispanic community and to build lasting partnerships that uplift and empower. He is proud to be part of a high-performing team that leads with excellence and is passionate about making the dream of owning a home a reality for more families. Outside of the office, Ivan is a devoted husband to Maria Ramirez—his partner of over 15 years—and a proud father to two wonderful daughters. As a family, they enjoy the simple joys of life: sunny-day ice cream runs, movie nights, and off-road weekend adventures through the North Georgia Mountains, Tennessee, and South Carolina. Whether you're a homebuyer seeking expert guidance or a business partner looking to make a greater impact, Ivan Ramirez is the confident, committed, and community-focused mortgage professional ready to help you succeed. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
We can make it happen!
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Conventional loans
Conventional loans come in a variety of options and with excellent advantages for qualified applicants.
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Reverse Mortgages
A great option for homeowners over 62 who need additional income to supplement their retirement income or pay for long-term care.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Certainty Home Lending cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Certainty Home Lending for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Certainty Home Lending does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Certainty Home Lending. Certainty Home Lending its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 1735 North Brown Road, Suite 180 Lawrenceville GA, 30043