With over 20 years of experience in the mortgage industry, Nikki Lamb is a trusted leader and lending professional dedicated to helping clients and business partners across the Atlanta and Southeast real estate markets. As Vice President and Producing Branch Manager, Nikki is focused on growing the region through strong relationships, exceptional service, and smart lending solutions.


Licensed in Georgia, Tennessee, Alabama, Florida, and Washington State, Nikki partners with homebuyers, homeowners, and real estate professionals to deliver mortgage strategies that fit each client's goals. Her deep market knowledge, hands-on approach, and passion for helping others achieve homeownership make her a valuable resource in the Southeast lending community.


If you are looking for a dedicated mortgage expert who combines experience, leadership, and a client-first mindset, connect with Nikki Lamb, serving Atlanta and beyond.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

VP Producing Branch Manager

Nikki Lamb is your Cumming local lender. As a loan officer at Certainty Home Lending, Nikki is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nikki at (404) 441-8087 for more information!

Nikki Lamb at Certainty Home Lending (NMLS #243042)

Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

VP of Mortgage Lending

Whitney Owings is your Cumming local lender. As a loan officer at Certainty Home Lending, Whitney is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Whitney at (678) 936-9818 for more information!

Whitney Owings at Certainty Home Lending (NMLS #1609640)

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