I was born and raised in Georgia, and this has always been my home state. I have 3 grown daughters, and 4 grandchildren. I love assisting buyers get into the home of their dreams, by providing the mortgage that best suits their family needs. I am passionate about this industry and have been blessed to be a part of it since I was 19 years old.


Having held positions in processing, management and origination during my career, I realize the sense of urgency, the importance of each and every borrower, and understand that communication is key to success. I set expectations up-front so every transaction is as smooth as possible, actively keep up-to-date on guidelines and available programs, and have a team behind me that provides quick responses to avoid any unnecessary delays.


We are local mortgage lenders located on Veterans Pkwy in Columbus Ga and we are striving to be the best choice as your Mortgage Lender in Fort Benning and all the surrounding areas including Phenix City, Fort Mitchell and Harris County in Georgia.

Branch Manager

Pam Radloff is your Columbus local lender. As a loan officer at Certainty Home Lending, Pam is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Pam at (706) 432-2923 for more information!

Pam Radloff at Certainty Home Lending (NMLS #231334)

Hi, I'm Samantha Radloff — and I'm not your average loan officer.


You could say real estate is in my blood. I grew up with a front-row seat to the mortgage world thanks to my mom, a powerhouse in the industry with over 40 years of experience—who I'm now proud to work alongside. Both of my sisters found their way into real estate too, so you can imagine… dinner conversations aren't about cartoons—they're about credit scores and closing disclosures.


After nearly a decade as Chief Marketing Executive and Inside Sales Director for a production homebuilder—and later running my own marketing company supporting agents and builders—I've seen every angle of the home journey. From blueprint to closing table, I've worked side-by-side with the people who make it happen. And one thing was always clear: the mortgage process can either empower or overwhelm.


That's exactly why I became a Mortgage Loan Originator.


I saw too many buyers left confused, too many deals unsupported, and too few lenders who really understood the full picture. So I brought my marketing mind, creative edge, and real-world experience to the lending side of the table.


What you get when you work with me:  
- A strategic partner who understands real estate—not just rates  
- Clear communication and creative solutions (yes, even for tricky deals)  
- Real-life empathy—I'm a mom to an almost 10-year-old, with two dogs, and a cat. I'm also a drone pilot and clothes/jewelry reseller -- find me on eBay and Mercari ;)  
- A loan officer who's not just checking boxes—I'm a problem-solver, a storyteller, and someone who *gets* that this isn't just a transaction—it's your future


Whether it's your first home or your forever one, I'll be in your corner every step of the way.


Let's make home happen—together!


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

VP of Mortgage Lending

Samantha Radloff is your Columbus local lender. As a loan officer at Certainty Home Lending, Samantha is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Samantha at (706) 534-6521 for more information!

Samantha Radloff at Certainty Home Lending (NMLS #2697235)

Columbus

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