About Dave Venugopal
With over 20 years of experience in the mortgage industry, Dave Venugopal has established himself as a trusted advisor and a top-producing manager and loan officer. A 15-time consecutive President's Club honoree, Dave is recognized for his unwavering commitment to excellence and his ability to provide tailored mortgage solutions to homebuyers, homeowners, and real estate investors. Dave's mission is clear: to empower his clients and referral partners with the knowledge and guidance needed to make sound financial decisions regarding home financing. Whether purchasing a first home, upgrading to a dream home, refinancing a mortgage, or investing in real estate, Dave and his team ensure a seamless, stress-free loan process from application to closing. With over $3 billion in funded loans and thousands of satisfied clients, Dave's track record speaks for itself. He brings deep expertise across a range of loan programs, including conventional, jumbo, VA*, FHA*, and specialized non-QM financing. His dedication to exceptional service has earned him repeat business and lifelong client relationships, along with strong partnerships with real estate agents, financial planners, and builders who trust him to deliver best-in-class mortgage solutions. Beyond his professional success, Dave is deeply committed to his family and community. A longtime resident of the greater Washington, D.C. area, he lives in Virginia with his wife and their two children. In his free time, he enjoys traveling, spending time with family, and exploring new dining and cultural experiences in the D.C. metro area. Whether you're a first-time homebuyer, a seasoned investor, or a real estate professional looking for a knowledgeable and trusted lending partner, Dave's expertise, market insight, and commitment to service make him the go-to mortgage professional. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. *Certainty Home Lending has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
We can make it happen!
Accelerated timelines
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Conventional loans
Conventional loans come in a variety of options and with excellent advantages for qualified applicants.
Down payment assistance
Overcoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Veteran loans
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Jumbo loans
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Reverse Mortgages
A great option for homeowners over 62 who need additional income to supplement their retirement income or pay for long-term care.
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
Your monthly payment would be
$ 0.00
*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Certainty Home Lending cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Certainty Home Lending for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Certainty Home Lending does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Certainty Home Lending. Certainty Home Lending its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 4501 North Fairfax Drive, Suite 603 Arlington VA, 22203