About Colin Dorsam
With more than seven years of experience in the mortgage industry, Colin Dorsam brings a practical, detail-oriented approach to home financing in Elkhart and throughout Northern Indiana. His background spans mortgage loan production, borrower guidance, and the operational details required to move a loan smoothly from application through closing. Colin believes the mortgage process should be straightforward and easy to understand. Whether he is helping a first-time homebuyer navigate financing options, working through a complex loan scenario, or keeping a transaction on track, he focuses on clear communication, proactive problem-solving, and getting the details right. His understanding of both the client-facing and operational sides of mortgage lending allows Colin to anticipate potential challenges and serve as a knowledgeable resource for borrowers and real estate partners. He works closely with homebuyers, homeowners, and industry professionals to help create an efficient and informed lending experience throughout the home purchase or refinance process. A Northern Indiana native, Colin brings valuable local perspective to clients navigating the Elkhart and surrounding real estate markets. His connection to the area, combined with his mortgage experience, gives him an appreciation for the communities and clients he serves. Outside of work, Colin enjoys golfing, cooking, following college football and soccer, and spending time with his German Shorthaired Pointer, Hank. Serving Elkhart, South Bend, Mishawaka, Granger, Goshen, and communities throughout Northern Indiana, Colin is committed to providing responsive, knowledgeable mortgage guidance and helping clients move confidently from application to closing. *Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*
We can make it happen!
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Certainty Home Lending, LLC cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Certainty Home Lending, LLC for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Certainty Home Lending, LLC does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Certainty Home Lending, LLC. Certainty Home Lending, LLC its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
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