Why Work With Me?


When it comes to financing your dream home, refinancing your mortgage, or securing the best loan option, choosing the right loan officer can make all the difference. Here's why I stand out:


1. Experience You Can Trust: With extensive experience in the mortgage industry, I have the expertise to navigate even the most complex financial situations. My knowledge ensures you'll have access to a wide range of loan options tailored to your needs.
2. Customer-Centered Approach: Your goals are my priority. I take the time to understand your financial situation and long-term objectives, providing personalized advice and guidance every step of the way.
3. Clear Communication: The loan process can feel overwhelming, but I'm here to make it simple and stress-free. I pride myself on being approachable and available to answer your questions, explain your options, and guide you through the process with clarity and confidence.
4. Dependable Results: Market conditions and mortgage programs change constantly, but you can count on me to stay up-to-date and provide you with the most accurate and timely financial advice.
5. A Proven Track Record: My dedication to providing top-tier service has helped countless families and individuals achieve their homeownership dreams. I aim to exceed expectations and make the process smooth, efficient, and rewarding for my clients.


Whether you're buying, selling, refinancing, or building your dream home, I am committed to helping you make informed decisions and secure the financing solution that's right for you. Let's work together to turn your goals into reality!


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

VP of Mortgage Lending

Mickey Hellman is your Santa Maria local lender. As a loan officer at Certainty Home Lending, Mickey is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mickey at (805) 878-3541 for more information!

Mickey Hellman at Certainty Home Lending (NMLS #244724)

Santa Maria

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1 Loan Officer Santa Maria, CA