Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Producing Regional Manager

Ryan Zoss is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (949) 338-7624 for more information!

Ryan Zoss at Certainty Home Lending (NMLS #8314)

VP of Mortgage Lending

Chad R Levinger is your Newport Beach local lender. As a loan officer at Certainty Home Lending, Chad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chad at (949) 338-7624 for more information!

Chad R Levinger at Certainty Home Lending (NMLS #1110600)

Newport Beach

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2 Loan Officers Newport Beach, CA