Thank you for considering me to guide you through your home buying journey! At Certainty, we pride ourselves on providing the best customer service and exceeding your expectations of the mortgage process at every turn. From a complimentary pre-qualification through an on-time closing, I will be here to ensure confidence every step of the way.



Helping people realize the dream of homeownership is my passion. My experience and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone's story is different, so no one loan will meet everyone's needs. My job is to find that perfect fit.



Buying a home can be one of the most important investments that we make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust. Take the next step toward financing your home by clicking the "Apply Now" button now! You can also give me a call or send me an email to schedule some time to chat. I look forward to helping you finance your home.

Producing Branch Manager, Business Development

Jim Meeker is your Sun City local lender. As a loan officer at Certainty Home Lending, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (480) 414-9818 for more information!

Jim Meeker at Certainty Home Lending (NMLS #209139)

With over 15 years of experience in the mortgage industry, Preston Pacheco brings a wealth of knowledge and insight to every client he serves. Based in the Phoenix Metropolitan Area, Preston has held multiple roles across the mortgage process, including Mortgage Processor and Mortgage Banking Underwriter, giving him a complete understanding of how to structure loans that align with each client's financial goals.


Preston is passionate about helping homebuyers, homeowners, and investors throughout the Greater Phoenix area, including Mesa, Chandler, Gilbert, Scottsdale, and beyond, navigate the home financing process with confidence. He understands that buying a home is one of the most significant investments a person can make and is committed to providing clear communication, dependable guidance, and top-notch service from application to closing.


His extensive background allows him to anticipate potential challenges and simplify the mortgage process, ensuring a smooth and stress-free experience for every client. Whether you are purchasing your first home, upgrading, or refinancing, Preston's expertise ensures you will receive the personalized strategy and support you deserve.


A longtime Mesa resident, Preston is deeply involved in his community through his volunteer work with the Mesa Hohokams organization, which supports local youth sports programs. Outside of work, he enjoys music of all genres and is an avid sports fan, both on and off the field.


If you are looking for a trusted mortgage professional who combines experience, integrity, and a client-first approach, Preston Pacheco is here to help you achieve your homeownership dreams in the Phoenix area and beyond.


Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.

VP of Mortgage Lending

Preston Pacheco is your Sun City local lender. As a loan officer at Certainty Home Lending, Preston is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Preston at (480) 338-2447 for more information!

Preston Pacheco at Certainty Home Lending (NMLS #1613173)

Dave Nerland is your Sun City local lender. As a loan officer at Certainty Home Lending, Dave is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dave at (602) 366-1058 for more information!

Dave Nerland at Certainty Home Lending (NMLS #176604)

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3 Loan Officers Sun City, AZ