About Kim Williams
With over 20 years of experience in the lending industry, Kim has built her reputation on communication, expertise and results. She understands that every client's financial needs are unique, so she offers tailored loan solutions designed to achieve those goals. With the combination of her deep industry knowledge and commitment to personalized service, your successful closing is the priority. Kim's focus is on building strong lifetime relationships with her clients and the generation of homebuyers to come. She prides herself on being an educator of every part of the process, so her clients are informed and assured that they will have the best outcome at each transaction.
Kim has deep roots in San Luis Obispo, where she completed both her undergraduate and graduate degrees in Psychology at Cal Poly. After an initial career as a Marriage and Family Therapist, Kim transitioned into lending joining her father, a long time local lender. She loves raising her 2 boys here, and enjoys every aspect of Central Coast living, from hiking to beach days to wine tasting.
She is an affiliate member of the San Luis Obispo Coastal Association of Realtors and Pismo Coast Association of Realtors, where she loves constantly expanding her industry knowledge to help her clients and referral partners.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
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Same Day Mortgage removes the uncertainty from buying a home. Get your loan approved in one day with options as little as 3% down.
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Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 895 Pismo Street, San Luis Obispo CA, 93401