About John Grady
John Grady is a Senior Vice President and Branch Manager with Certainty Home Lending, bringing more than 30 years of mortgage lending experience to clients throughout Pennsylvania and nationwide. John specializes in helping clients navigate both straightforward and complex financing situations, with particular expertise in Jumbo and Non-QM lending, business owners and self-employed borrowers, asset utilization, complex income, cash-out refinancing, investment properties, and second homes. John also leads Certainty Home Lending's Sports & Entertainment platform, providing customized mortgage solutions for athletes, entertainers, executives, agents, advisors, and other high-net-worth clients. Known for responsiveness, creative problem-solving, and simplifying complicated transactions, John's goal is simple: find the right financing solution and make the mortgage process as seamless as possible. *Using funds from a Cash-out Refinance to consolidate debt may result in the debt taking longer to pay off as it will be combined with borrower's mortgage principal amount and will be paid off over the full loan term. VA Cash-out Refinance not available in Texas. Contact Certainty Home Lending for more information. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*

