About Jake Bowser
Jake Bowser is a trusted mortgage professional serving homebuyers and homeowners throughout Knoxville and the greater East Tennessee real estate market. With more than a decade of experience in mortgage lending, Jake focuses on building long-term relationships grounded in education, transparency, and thoughtful guidance. Jake believes a mortgage should never feel transactional. He takes the time to help clients understand their options so they can make confident decisions, whether they are purchasing a first home, refinancing, or planning for future real estate goals. His approach is centered on providing clear answers, honest advice, and mortgage strategies that make sense not just today, but years down the road. Known for his steady communication and sound judgment, Jake is a resource clients return to long after closing. He measures success by the trust he builds over time and holds himself to a simple standard: offering honest advice paired with loan solutions that fit each client's goals. If you are buying or refinancing in East Tennessee or anywhere across the Southeast region, Jake Bowser is committed to helping you navigate the mortgage process with clarity, confidence, and care. *Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*
We can make it happen!
Low down payment loans
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Physician loans
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Mortgage Calculator
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*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Certainty Home Lending cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Certainty Home Lending for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment,or legal advice or instruction. Certainty Home Lending does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Certainty Home Lending. Certainty Home Lending its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.
Located at 3940 North Ravenswood, Chicago IL, 60613
