About Ben Lerner
Ben Lerner is a founding partner of Certainty Home Lending's San Luis Obispo branch and a trusted mortgage expert with more than 20 years of top-producing lending experience. Specializing in personalized home financing solutions, Ben helps homebuyers, homeowners, and real estate investors navigate the mortgage process with confidence and clarity. Known for his hands-on service, deep knowledge of the Central Coast real estate market, and client-first approach, Ben provides tailored lending strategies designed to meet each client's unique financial goals. His expertise includes conventional loans, jumbo loans, refinance solutions, and first-time homebuyer financing throughout Central Coast. Originally drawn to the area while attending California Polytechnic State University, Ben competed in cycling at a high level - an experience that helped shape the discipline, determination, and competitive mindset that continue to drive his success today. Before entering the mortgage industry, he built his professional foundation working with globally recognized brands including Nike and Trek Bicycle. Ben transitioned into mortgage lending to pursue more meaningful, relationship-driven work and has since become a respected resource for clients and real estate professionals across San Luis Obispo County. His ability to simplify complex financing options and deliver consistent results has earned him long-standing trust within the community. Ben and his wife, Susana, have proudly called San Luis Obispo home for decades, where they raised their two children and continue supporting local nonprofit organizations, including the Noor Foundation and Assistance League of SLO County. *Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*
